Total Permanent Disability (TPD) and Life Insurance Injury Claims
Issues covered include: Insurance Contracts Act, Section 54, non-disclosure, misrepresentation, tax, super and centrelink implications, Banking Royal Commission, neuropsychology and psychiatry
Description
Develop cutting edge strategies to this burgeoning area of personal injury law. Gain essential information regarding policies, contracts, and insurance payments. You’ll also delve into the medical perspective with two highly regarded specialists in the field. Attend this seminar and maximise your success in this area. Don’t risk the potential consequences if you don’t.
Attend and earn 4 CPD units including:
3.5 units in Substantive Law
0.5 unit in Professional Skills
9.00am to 9.05am Opening Comments by the Chair
9.05am to 9.50am: Navigating Section 54 Insurance Contracts Act and Disability Policies
- Understanding the purpose of s.54 and its application by guided case reviews
- Applying the principles of s.54 to disability policies with working examples
- Identifying potentially far reaching consequences of s.54
Presented by Colin Purdy, Barrister, Edmund Barton Chambers
9.50am to 10.35am: Non-Disclosure and Misrepresentation in Life Insurance
- An overview of the law under the Insurance Contracts Act 1984 (Cth), pre and post 28 June 2014
- An analysis of some of the existing controversies in the remedy provisions of the legislation
- How non-disclosure and misrepresentation applies to life insurance contracts held under group superannuation policies
Presented by Valerie Heath, Barrister, Maurice Byers Chambers
10.35am to 10.50am Morning Tea
10.50am to 11.35am: Tax, Super and Centrelink Implications After Insurance Payment
- Tax: understanding how payments will be taxed and what strategies can minimise or defer tax
- Super: how payments interact with the claimant’s super balance and the strategies available to ensure optimal outcomes
- Centrelink: learn about the impact of a payment on Centrelink and how to protect entitlements
- Tips for lawyers guiding their clients once a claim has been approved
Presented by TBC
11.35am to 12.20pm: The Banking Royal Commission: What it Means for Superannuation Insurance Claims by Injured Consumers
- The important role of TPD and income protection insurance within superannuation for workers with injury and illness, and the legal issues to be aware of in administering these claims
- Commissioner Hayne’s recommendations on superannuation and insurance, which, if implemented, should improve consumer’s legal rights for decades to come, particularly regarding claims handling and remedies for non-disclosure
Presented by Craig Parrish, Senior Associate & NSW State Litigation Leader, Superannuation & Insurance, Maurice Blackburn Lawyers
Professional Skills
12.20pm to 1.05pm: THE MEDICAL PERSPECTIVE: An Overview of Neuropsychology and Psychiatry in TPD
- Assessment of cognitive impairment in the context of evaluation of TPD
- Separating organic from non-organic presentations
- Predicting recovery
- Emergency service workers
Presented by Dr Jane Lonie, Clinical Neuropsychologist Dr Leon Turnbull, Psychiatrist
1.05pm to 1.15pm Final Q&A and Closing Comments by the Chair
Venue
Cliftons Sydney
Level 13, 60 Margaret St
Sydney 2000
NSW
Australia